How We’ve Evolved

The founding directors of Evolution Lending have over 75 years combined experience in the loans and financial solutions market.

The global impact on the UK’s lending market meant a lot of lenders either withdrew their loan facilities or aggressively tightened their lending criteria. This lead to a significant lack of options available to consumers who had experienced financial difficulties in the past.

Evolution Lending recognised this problem and in 2011 launched a product especially designed to help people who may have experienced financial difficulties. Loans are available for homeowners ranging from £1,000 to £20,000 subject to status. Our extensive experience in this market means we understand what consumers have gone through and the difficulties faced when trying to obtain a new loan.

All of our loan products are manually underwritten by a Personal Account Manager, this allows us to make a decision based on an individual’s personal circumstances. We don’t automate our decisions and don’t base the decision solely on your credit score.

Customers who choose Evolution Lending can be confident that we are best placed to support their needs.

Our Company

Evolution Lending – Secured Loans

A secured loan from Evolution Lending could be the perfect choice for people looking to borrow up to £20,000 but where an unsecured loan is not available.

If your application is successful and you receive a loan,  Evolution Lending Limited is the company that will provide you with your loan. They will be the company that you enter in to the loan agreement with and who you repay.  Evolution Lending Limited works with its sister company Evolution Money Limited who are both owned by the same parent company.

Evolution Money acts as a service provider and packager to Evolution Lending which means it is a member of the team at Evolution Money that you will speak to whenever you need to contact us. That contact begins from the first time you speak to us to apply for a loan all the way through to when you successfully repay your loan and at any stage during your journey with us.

Evolution Money will consider and process your loan application, they will allocate a Personal Account Manager to look after your application every step of the way.  This means all lending decisions are not automated or based solely on credit scores. We’re more interested in how a client is managing their finances today.

If you would like to apply for a loan with Evolution Lending or would like to see more information about the loans we provide please visit the website: www.evolutionmoney.co.uk

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED  IF YOU DO NOT KEEP UP THE REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

36.48% APR Typical Variable : Typical Example: Loan Amount : £5,000. Loan Term : 72 months. Monthly Rate : 2% pm ( variable). Monthly Repayment: £155.33.  Total Repayment: £11,183.76  – This example includes an arrangement fee of £500 and a servicing fee of £400