Become a Business Introducer

Since Evolution’s formation we’ve grown to offer secured loans designed to assist consumers who may have experienced financial difficulties in the past. As an Evolution business partner you could help your clients get the loan they need and benefit from additional revenue.

All loans provided by Evolution Lending are processed by our approved packager and sister company Evolution Money. If you become an introducer, your relationship and agency agreement will be with Evolution Money. A dedicated Business Development Manager will be assigned to you and will manage your relationship from the initial setup through to on-going relationship management.

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With over 100 years combined experience in the loans and financial solutions market, the team at Evolution Lending have recognised the lack of options available to consumers who may have experienced financial difficulties in the past.

Our secured loans have been designed to take into consideration the challenges people experience in day to day life. Each loan application is processed by our approved packager and sister company Evolution Money by one of their Personal Account Managers – we don’t automate our decisions and don’t base our decisions on credit scores – this allows us to consider every application based upon a client’s circumstances.

Your referrals could help you start earning today.

Evolution Lending are interested in building long lasting relationships with introducers that are beneficial for both parties.

As an Evolution Lending business introducer through Evolution Money you could expect

  • Excellent payments – market leading rates for quality referrals
  • Easy referral process – using industry leading technology
  • Daily updates – real time, detailed MI
  • High standards of customer care – fully compliant to current regulations
  • Single point of contact – you’ll be assigned a dedicated Relationship Manager


If you feel you can add value to our business with high quality referrals, then we would like to hear from you.

A homeowner loan could be perfect for people looking to borrow up to £50,000.

  • Loans from £5,000 – £50,000
  • 12 – 240 month terms
  • Rates from 15.0% APRC (variable)
  • Typical 24.12% APRC (variable)
  • Plans with unlimited LTV requirement
  • Plans with mortgage adverse

Each loan application is processed by a Personal Account Manager. Underwriting decisions are not based on automated underwriting systems – we consider each and every application based upon a client’s circumstances.

Our clients must
  • be aged 18 – 70 years old
  • be a homeowner
  • living in the U.K
  • be employed for a minimum of 6 months and earn a minimum of £1,000 per month
  • have their salary paid direct into a bank account by BAC’s (We also accept working tax credits, pensions, disability living allowance, incapacity and child benefit)
We could also help clients
  • with restricted or zero equity
  • with mortgage adverse whereby contractual payments are being maintained
  • who are self-employed for at least 12 months
  • with up to 3 months mortgage arrears, as long as they are up to date with their current contractual repayments
  • contract or agency workers, paid by cash or cheque, as long as salary can be evidenced
We do not accept
  • Clients declared bankrupt or in an IVA
  • Customers living in Republic of Ireland
  • Single applicants in the armed forces
  • Unemployed applications


24.12% APRC Representative variable : Typical Example: Loan Amount : £12,514.00. Loan Term : 144 months. Interest Rate : 19.56% PA (Variable). Monthly Repayments: £245.77. Total Repayment: £35,391.52 – This example includes a Product fee of £1,251.40 (10% of the loan) and a Lending fee of £699.

*Loan must be paid back by 70th birthday

Maximum APRC: Maximum APRC for loans greater than £12,514 is 58.37%.
The maximum APRC is representative of Plan 7 based on a term of 12 months and a loan amount of £12,514.